SMS Banking is a convenient and secure service that allows you to perform basic banking inquiries and receive real-time alerts directly on your mobile phone via SMS (Short Message Service). This service is available to all customers of Sri Ganapathi Urban Co-Operative Bank Ltd. who have registered their mobile number with the bank.
Services Available via SMS Banking:
- Balance Enquiry: Get an instant update on your account balance.
- Mini Statement: Receive a mini statement showing the last few transactions in your account.
- Transaction Alerts: Get notified instantly for credits and debits in your account (e.g., salary credit, ATM withdrawal, online payments).
- Cheque Status Inquiry: Check the current status of a cheque you have issued.
- And more... (Please contact the bank for a full list of available services and their corresponding keywords).
How to Use SMS Banking:
- Registration: Ensure your mobile number is registered with your account at any branch of Sri Ganapathi Urban Co-Operative Bank Ltd. If it's not, please visit your home branch and fill out the required form.
- Keywords: Use the specific keywords provided by the bank to access different services. For example, a keyword for balance inquiry might be "BAL" or "BALANCE".
- SMS Format: The SMS should be sent to the designated bank's number in the correct format.
Benefits of SMS Banking:
- 24/7 Access: Access your account information anytime, anywhere, even without internet connectivity.
- Instant Updates: Receive real-time alerts for all your transactions, helping you monitor your account for security.
- Convenience: A quick and easy way to check your balance and recent transactions without visiting a branch or an ATM.
- Security: Helps you stay informed about your account activity and detect any unauthorized transactions promptly.
Important Note:
- Never share your PIN, password, or any other confidential information via SMS or any other medium.
- The bank will never ask for your personal details over the phone or through SMS.
- Please be aware of potential phishing scams and always verify the sender's details.
