Website Usage Terms
I understand and accept that Sri Ganapathi Urban Co-operative Bank Ltd., Sagar (hereinafter referred to as “the Bank”) maintains the website https://ganapathibank.in/ (hereinafter referred to as “the Site” or “Bank Website”) to provide visitors with information about the Bank, its products, services, and to facilitate communication.
By accessing or using this Site, I acknowledge that I have read, understood, and agree to be bound by these Website Usage Terms, including any changes made from time to time. The Bank reserves the right to modify these Terms without prior notice, and I agree that it is my responsibility to review them periodically.
Intellectual Property
I acknowledge that all information, content, material, products, services (including but not limited to text, photographs, graphics, audio, video, software, and other digital content) available on the Site are protected by copyright and intellectual property laws, owned by or licensed to Sri Ganapathi Urban Co-operative Bank Ltd. I shall not copy, reproduce, publish, distribute, display, perform, modify, transmit, license, create derivative works, sell, or exploit any part of the content, except for personal, non-commercial use.
Permitted Use
I agree that I will not use the Bank Website for any purpose that is unlawful, unauthorized, or prohibited under these Terms. I also agree not to engage in any activity that could damage, disable, or impair the functioning of the Site, or interfere with other users’ access.
Software and Technology
I acknowledge that the software, hardware, and internet-related technology supporting this Site are proprietary to the Bank or its vendors. Permission to access the Site does not grant any ownership or proprietary rights. I agree not to attempt reverse engineering, disassembling, or creating derivative works of any software or hardware associated with the Site.
Products and Services
I understand and accept that not all products and services described on this Site are available in all geographic areas. Eligibility for specific products and services shall be determined by the Bank at its sole discretion.
Cookies Policy
The Bank may use cookies (small data files stored on the visitor’s device) to record preferences, enhance user experience, and track visitor behavior. By accessing the Site, I consent to the use of cookies as outlined herein.
Third-Party Links
This Site may contain hyperlinks to third-party websites. I understand that such links are provided for convenience only. The Bank does not control, endorse, or guarantee the accuracy, completeness, or reliability of any information, services, or products available on such websites. Accessing third-party sites is at my sole risk, and the Bank disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
The Bank shall not be liable for any direct, indirect, incidental, special, or consequential damages, losses, or expenses arising in connection with the use of this Site or inability to use it, or for any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, or system failure.
Force Majeure
The Bank shall not be responsible for any failure or delay in performance of its obligations under these Terms due to events beyond its reasonable control, including but not limited to system failures, communication line failures, fire, flood, natural calamities, strikes, war, riots, governmental actions, or unauthorized access to data.
Governing Law and Jurisdiction
All disputes arising out of or in connection with the use of this Site shall be governed by and construed in accordance with the laws of India. The Courts at Sagar, Karnataka shall have exclusive jurisdiction.
Additional Terms
These Website Usage Terms are in addition to, and not in derogation of, the applicable Terms and Conditions relating to any specific products or services of the Bank which I may be availing now or in future.
The information provided on this website is for general information purposes only and is subject to change without prior notice. Sri Ganapathi Urban Co-operative Bank Ltd., Sagar makes no representation or warranty, express or implied, regarding the accuracy, completeness, or reliability of the information, products, or services described herein.
By accessing this website, you agree that the Bank shall not be liable for any direct or indirect loss, damage, or expense arising from use of, or reliance on, the information provided. Links to third-party websites, if any, are for convenience only, and the Bank does not endorse or assume responsibility for their content.
